February 28, 2007

Bow before your god. Worship him. Pledge your life to him. Admit you can't live without him.


54 comments:

Anonymous said...

my checkcard is a visa. sorry.

Anonymous said...

Our Credit Card that are in heaven,
Hollow by thy name
Thy kingdom come
Thy will be done
On earth as it is in Washington

Anonymous said...

Damn this blog has an attitude problem. Get with the crowd and get to the mall!

Anonymous said...

My God gives me airline miles - your gives eternal salvation - I win.

Anonymous said...
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Butch said...

It's not about the credit card.

It's about emotional immaturity. About learning self-control. Self-denial. Discipline.

I have a dozen credit cards, all with ZERO balance.

I drive an eight year-old car that is paid off.

I sold my particle-board-and-vinyl-siding-McMansion back in 1999 and still rent and probably will until I can find a state that won't tax me into perpetuity for the privilege of being a "homeowner" (also, if I ever buy a house it will be for cash. Period.)

Sorry to have to say this, but the middle-class (and soon to be the "dumpster-class") are showing very poor emotional control and wanting things before they can afford them. And the purveyors of credit know this and prey upon the weakness of the sheeple.

Shame on all of them.

It will only be after The Great Credit Revulsion is played out over the next ten years that people will finally learn what other generations have had burned into their brains:

Debt is like a rattlesnake slithering around in your house. Every additional credit card debt, car loan, and mortgage lets loose a few more rattlers to eventually bite you to death.

By the way, I am a former "credit sinner". I was the worst, most selfish, "gotta-have-it-now-pay-later" guy in the world.

It was only after I crashed and burned financially repeated times over the course of about twenty years that I finally learned my lesson.

Anonymous said...

Been there done that never again.My Visa logo is now on a debit bank card and has no interest hahaha@!

Anonymous said...

Yea love him because he now wants you to double your minimum monthly payments.

Or I guess you could just roll him into one of those HELOCs.

Come on folks run up that credit card bill. China has alot more stuff for you to buy.

Anonymous said...

"I don't think this is a time to panic but you are looking at a slowdown in the economy," said Chyanne Fyckes, chief investment manager for Stone Asset Management.

http://www.canada.com/globaltv

Poughkeepsie Journal said...

Stock slip called temporary

-Poughkeepsie Journal, NY

Anonymous said...

In a live video today by CNBC dot com, Chairman Bernanke provided testimony to the House Budget Committee on a variety of financial issues facing the United States. In a day of cautious trading on Wall Street on the rebound from yesterdays sell off, the housing market seems to be on every-one's mind.

http://www.associatedcontent.com/article/163788/ben_bernanke_tells_congress_to_watch.html

Anonymous said...

Ben Bernanke Tells Congress to Watch for Red Sky in Morning.

Shakespeare did. He said something similar in his play, Venus and Adonis. “Like a red morn that ever yet betokened, Wreck to the seaman, tempest to the field, Sorrow to the shepherds, woe unto the birds, Gusts and foul flaws to herdmen and to herds.”

In the Bible, (Matthew XVI: 2-3,) Jesus said, “When in evening, ye say, it will be fair weather: For the sky is red. And in the morning, it will be foul weather today; for the sky is red and lowering.”

Anonymous said...

Pasture-watching

A cow with its tail to the West makes the weather best,
A cow with its tail to the East makes the weather least

Anonymous said...

I don't have time for this I have to keep up with Paris Hilton and Britney.

no debts said...

I use a credit card to get points for freebies. I pay it off in full each month. The creditors consider me a deadbeat.

Anonymous said...
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Anonymous said...

KNEEL BEFORE ZOD!!!!!

Anonymous said...

I love MC and Visa. Every month I buy $10-15K worth of goods/services interst free for my business as I pay it off in full each month. I don't know about you monkeys but if someone wants to lend me $10K interest free every month, I'll take that deal.

Oh and the 2% cashback bonus comes in handy too.

So let's recap: interest free loan and 2% cashback is good.

Using bank card that gives neither is bad.

class dismissed, you may now return to your 400 sq ft apartments and clip coupons for the rest of the evening.

Who cares said...

To quote Jay from Clerks, "That's fuckin funny"

hungvu said...
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GreedKills said...

Well Said Butch.

I'm glad my parents were raised during the depression so that what was burned into their head was burned into mine also.

Shakster said...

In line at a Gas Station ,and a lady hands the Attendent a Credit card for a fill-up.80.00 bucks she says,the attendent hands the card back ,and says," this cars isn't working" ,do you have cash?She pulls 60 bucks out and hands it over.Either she has no money in her Debit account,Her Credit card was denied,both,or the card was de magnetized.Hmmmmmmmmm.Looking at the Brand New Gas Guzzling SUV she needed to fill,her Jones's Get -up,,and her "come ,and get it sugar daddy cleavage",I say she's in deep.Why not just write a check,pull out the Visa,or with draw some cash from the ATM?I was so tempted to strike -up a housing conversation with her to confirm her status as an FB,but the Teller had a better rack,and said this happens alot with credit cards lately.

borkafatty said...

MasterCard + Walmart = Master baiter

Jewnited States said...

I have 60 days without the use of DEBIT or credit cards. I also have a Vons CLUB card in a ficticious name. Screw the bastards, I want privacy.

Anonymous said...

Children of Kudlow and Cramer, bow to your masters.

skytrekker said...

Interesting tonight

I saw Jim Cramer on Chris Matthews hardball- suddenly he has turned bearish- on the economy, on housing and the sub primes problem not being contained- also he was very negative on China.......hmmmmm

things are becoming murkier and scarier

Anonymous said...

The U.S. Federal Reserve Board chief insisted that nothing material has changed in the two weeks since he issued a clean bill of health for the U.S. economy.

Anonymous said...

I do not believe I have ever had a mastercard. Lots of visas, a couple amexes, a Discover but never a mastercard.

Anonymous said...

anon 11:37...

AMEN!!!!

2 Peter 3:10->

Anonymous said...

I am so ashamed of myself!

I have one (1) credit card....and it's paid off!

My wife has three (3) two majors, one gas.....and their paid!

I'm so ashamed!

Anonymous said...

Your god promises easy payments and points towards more unnecessary
crap, and increased credit limits with a phone call!

My God promises me Payment of sin is paid in full, no points and an increase in knowledge of him with a simple prayer!

I Win!

You can to!

John 3:16

Anonymous said...

We live in a nation of irresponsible, spoiled, credit junkies!! I am amazed at all the mathamatical retards around me. People I work with belittle me for working as much as I do and for saving money. Most people I know have alot of "things" (no money though) but I have CASH and no debt. Its so funny to hear these losers cry about money and how they wish they could make ends meet, they all can't wait to get their income tax returns back so they can go out and buy more junk!! Don't bother paying down your credit cards, that would be silly...

the profit said...

thou shall have no other gods before me, the debt deity.

thou shall not take thine lord god's name in vain.

thou shall not covet prudence, frugality, and a positive net wealth.

thou shall be perpetually in debt to thine lord god for all eternity. surely goodness and money shall follow me all the days of thine life, and may thou never lie down in debt-free pastures, so sayeth the lord almighty debt god.

and in the days that cometh the lord god shall strike down the prudent, the frugal, and he who would blaspheme the lord god by putting up stores on the earth for a rainy day that the lord god shall surely bring upon him in his advanced years.

verily the lord god sayeth, "woe to the wicked man who would covet a measure of his labor to set aside for himself and his kind to comfort him when his body doth betray him by affliction of age. may his days be as short as a serpent's temper, and may he abide in eternal fire for his wicked ways!"

woe to thee oh earth and sea, for the almighty brings forth the beast of debt because he knows the time is short. let he who hath understanding reckon the costs of the debt; it's costs are eternal servitude and one's very soul!!!"

DCBeltwayBandit said...

In Debt We Trust

(time to restamp the penny)

Anonymous said...

Debt is like a rattlesnake slithering around in your house... [it] eventually bites you to death.

Hmmmm, I got one of those "no interest for 12 month" deals and when I bought my $2200 S90 ES piano. By the time I pay it, my 5% CD will get about 100 bucks so it's like a 100 dollar coupon...

Stuck in So Pa said...

I use the Discover fleet card which gives me 5% rebate on gas(really adds up now) and 1-5% rebate on everything else. I pay it off completely every month. Discover doesn't like me. Screw em!

bozonian said...

Actually, credit up to a point is a good thing. If people borrow money for something, they are then under the gun to produce, or else face losing their toys AND credibility.

Without credit, people would only work as little as possible and spend the rest of the time sitting on the beach sipping espresso, you know, like the French, or Keith.

So there is a sweet spot where just enough credit enhances motivation.

What's got me worried is when all these bubble buyers are underwater on their mortgages and the econonmy is shrinking they're are going to be a lot of desperate people competing in the job market to pay those 6000/month housing bills (including taxes).

Anonymous said...

To do is to be - Socrates
To be is to do - Jean-Paul Sartre to
To be or not to be - Hamlet
Do be do be do - Sinatra

Anonymous said...
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Anonymous said...

Unfortunately, Cramer had to be hit over the head with a sub prime baseball bat before he got the picture.

I don't understand why all these geniuses (LOL) failed to see the sub prime debacle.

There's a blindness on Wall Street and here's to hoping that people with common sense can maybe extract money from the people who have it, but are too stupid to keep it.

The housing bubble is sort of flypaper for stupid people and people who have too much money who had to buy a house at the top.

Both will be relieved of their excess cash in due time.

Anonymous said...

credit card + hamster = pull the pants down bend over to the Chinese and call him daddy

Gary said...

I like credit cards. Those dummies give me money to use their card. They've never made a cent off of me. All I have to do is pay the balance each month.

Anonymous said...

Support your corporate overlords!!

Anonymous said...

March 01, 2007 3:03 AM

---------------------------------

LOL. Ashamed? Me too. Wife and I two cars paid off, no c/c debt or any debt at all. College, wedding and honeymoon paid off. Don't have the $4000 HD plasma + 18 speakers yet, (I think were the only ones) maybe today. What am I doing wrong? Keep it simple!

Mort said...

Last night Cramer was saying the banks don't make any money because they pay 5% on CDs and only earn 6% on loans. I had to ask myself, is he really that stupid, or is he lying to the sheeple? My guess is that he has heard of fractional banking, but is blowing smoke up their a$$e$. I guess that sounds better than screaming MELTDOWN! into the camera.

Anonymous said...

your helping the evil-doers win with this talk.

Anonymous said...

Hey, my credit's clean-no debt! Looking forward to buying everything cheap as deflation sets in.

Anonymous said...
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Anonymous said...

I'm proud to be a DEADBEAT!

A friend of mine who works in the credit card industry told me that folks who pay off thier balance in full each month (thus failing to generate either late fees or intrest charges) are called deadbeats.

Since learning about these bankers attitude. I pay cash or check for almost everything now... so that I can deny them thier 2% to 5% fee on my purchases that they charge to the merchants. HA HA HA!!!

Anonymous said...

Went car shopping. Truthfully just looking, like to do that from time to time. Actually found a car i liked. They wanted to run a credit check to see if i qualify. They came back and said, 'my credit score was extremely low'!
Due to the fact that i do not have any current, recent or long term credit. I always pay cash or pay off everything....I was concidered a risk!
At 48 with no debt, I was concidered a risk for about 30k not to mention I was willing to lay down 20-25% cash!

Now if I were to look at a home for 900k....that would be different!

At least the home can't drive away before the first payment was due!

Infidel Woman said...

Now if I were to look at a home for 900k....that would be different!

At least the home can't drive away before the first payment was due!
************
Yep, then you HELOC to buy the car. Then you can re build your credit score and save on interest. Right?

Anonymous said...

Reality always wins no matter what name you call it. We call credit cards, credit, when really they should be called Debt or slave cards. We even have names for good debt and bad debt, even though its still debt. We call it investing in the stock market, when really we are gambling. And when we borrow against the roof over our head, we call it tapping into your equity, or money in the basement. I think we should call it investing when we go to Vegas or Atlantic city as well. We are turning into the United Slaves of America.

Anonymous said...
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Anonymous said...

Went car shopping. Truthfully just looking, like to do that from time to time. Actually found a car i liked. They wanted to run a credit check to see if i qualify. They came back and said, 'my credit score was extremely low'!
Due to the fact that i do not have any current, recent or long term credit. I always pay cash or pay off everything....I was concidered a risk!
At 48 with no debt, I was concidered a risk for about 30k not to mention I was willing to lay down 20-25% cash!


The dirty little secret that the banks will never admit is that credit scores were never formulated to identify those who are the most financially prudent; the were created to indentify those who will make the bank the most money. If you have no current debt, it is more likely than not that you will pay off the loan long before the term of the loan has ended, thus the bank makes less in interest. It's the same reason they label those who payoff their credit cards every month as "deadbeats"

Our President and Congress (in the U.S.) allow them to get away with pulling this crap because they are basically owned by the banks. Still think we live in a democracy?