With mortgage rates falling, and home prices drastically reduced from the peak, are you getting tempted to "buy" during this firesale?

Are you looking?

Do you think you may "buy" this year?

Are you tempted to do some low-ball bidding, or go after a foreclosure?

Or if you're holding off until we've hit bottom - what year do you think that'll be?

Where you live, how much cheaper is it to rent than to "own" the same place?

Bottom line, when it comes to housing - whatcha thinkin?

(And tell us if you're a renter, "owner" or investor, and what town you're in)