One more time, so you know what's happening, and what's going to happen.
There should be no surprises for HP'ers. None. It hath been foretold.
From the HP Bible "Manias, Panics and Crashes" by Kindleberger:
* Ultimately, the markets stop rising and people who have borrowed heavily find themselves overstretched. This is 'distress', which generates unexpected failures, followed by 'revulsion' or 'discredit'.
* The final phase is a self-feeding panic, where the bubble bursts. People of wealth and credit scramble to unload whatever they have bought at greater and greater losses, and cash becomes king.