Used cars and crack cocaine simply became real estate
I'm off now to go puke.
Thanks Mort for the link. Or not.
December 09, 2006
Realtors and mortgage brokers are so disgusting, I just can't stand it
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41 comments:
I just do not understand. Can someone explain to me what this guy is trying to sell/push and how it makes money for him?
What a nightmare of a person.
He can hardly express himself.
Too much dope...
Derick
ON THE 3 LAWYERS SHOT IN A CHICAGO HIGH RISE....
NO SYMPATHIES FROM ME!!!
I have a... great program... and... I can barely... experess a thought... without sounding... like a CD... that is skipping... so call me... here's my number... I'm really smart... and I can hardly... talk without... pausing... several times in every... sentence.
ON THE 3 LAWYERS SHOT IN A CHICAGO HIGH RISE....
NO SYMPATHIES FROM ME!!!
LOL
I guess that makes two of us.
95% of lawyers give the rest a bad name
Why does this guy keep looking over his shoulder? Must be selling something illegal, Hmmm...He's no different from a pimp or a crack dealer on the corner. He should be arrested and prosecuted for fraud. Plus he dresses like he's a throw back to the 1980's.
Well here is their link & his contact info. Feel free to let him know how you feel about his program & his commercial!!
http://efamilylender.web-loans.com/default.aspx
Rick Dassler
10300 Eaton Place, Suite 120
Fairfax, VA 22030
Phone: 703.273.4077
Fax: 703.273.4878
rdassler@familylender.com
Why did all the high school dropouts and jocks turn into REIC?
Good work anon. Here he is pimping a financial independence workshop.
This is how Bush got elected, these dudes went from burgers to BMWs in 2 years as money was printed by the republicans.
Now the democrates are screwed as well as they are too pathetic to even start fixing this crap.
We need to elect an independent to office.
Time a 3rd party.
Two words:
Loan Pimp
Don't worry, Keith.
In five years all the guys will be back to selling copy machines and the gals will be administrative assistants.
Now, the people you should REALLY loathe are:
1. Wall Street, who created the "Great Securitizaiton Machine" that allowed the lenders to separate themselves from the risk and just skim fees.
2. Politicians, who created Fannie, Freddie, Ginnie, FHLBs, created tax deductions for mortgage interest, enacted that INSANE capital gains exemption in 1997 for homedebtors and also are beholden to the REIC lobbyists.
3. The afore-mentioned REIC lobbyists.
4. Corrupt appraisers, who aided and abetted the process.
5. The stupid, lazy, greedy FBs, who should have known better than to try to "borrow their way to wealth".
I think I just got syphillis and crabs watching that video
Maybe he's Greg Swann's illigitimate bastard child?
Seems like he keeps looking over his shoulder for the police or a hit squad.
http://tinyurl.com/yedq7r
HAVE A LOOK, Just for fun.
did you notice that he kinda a looks over his shoulders? i guess he's scared of the FBI. lol.
I'm just ending a relationship and it's her house, so I'm needing to get a place. Town's a small one on the Atlantic in Florida. For various reasons, I want to own a condo - against my better judgment and knowing full well that we may have a decade before housing is fairly valued again, I'm wanting to buy.
I've found a condo I like and am going to make an offer.
I'd like help in writing a cover letter to the offer that tells the seller, who lives in Houston and who thinks my town is "different".
She was lied to by the listing agent, in fact.
Seller's asking 319k. I think fair value is 250k.
I'll point out that of the 38 units in the condo, 20% are on the market. AND that NO sale has taken place in the last 15 months!
I'll tell her there's no "market price" for the condo since there's been no sale.
(Her unit's been listed since August 2005 (!) and she's dropped the price from 345k to 319. So you can see what I'm dealing with.
Can anyone please suggest anything else I can say to support my argument that a price from, say, 2004 might not be out of line?
Thanks much,
Hey Keith, have you seen this picture?
A friend of mine who lives in a small town in china told me they offer 100 year amortization down there... thats crazy an entire life and then some what do you guys think?
Propertyhype.com
Can anyone please suggest anything else I can say to support my argument that a price from, say, 2004 might not be out of line?
No.
Buying a condo in florida is like getting VD without getting laid.
You're trying to buy in the worst possible situation, a delusional FB. You can't possibly change their mind enough.
Man to man advice to new single guy.
Every time you get the urge to buy a Florida condo, take a $20 bill and burn it. Right now, take it out of your wallet and burn one immediately. Burn $20 in front of you every fifteen minutes until you stop thinking it's a good idea. Then rub tabasco on your dick. You'll get the idea.
Remember, throwing away money means less ass in your future.
For years and years.
As the common perception changes, a "condo owning" guy will be seen with a big "L" loser stamp on his head, unless it's a $1M++ penthouse.
Eventually you'll be able to get property galore from some desperate bank who has no emotional attachment to it. You'll know when.
You'll be able to buy a much better real house, not a crappy condo.
"If you're having troube selling your house, make sure you let your relators know about me so I can show them...how they can UH find....buyers...for you UNSING THIS PROGRAM-OK 703-243....
Freakin' criminals.
Hey Rick,
When they send you to prison for fraud those large african-american gentlemen are going to have a program which I'm sure you will be very excited about.
Subprime lender Ownit Mortgage shuts down !!!
Dec 6, 2006
NEW YORK (MarketWatch) -- Ownit Mortgage Solutions, a California company that described itself as one of the top 15 lenders to homeowners with weak or no credit histories, has shut down, citing "the current unfavorable conditions of the mortgage industry."
Merrill Lynch & Co. (MER) and private equity firm CIVC Partners hold stakes in Ownit, which built its book of new loans to $8.3 billion in 2005 from $1.1 billion in 2003, in part by introducing products like 45-year mortgages, according to its Web site. Ownit's demise comes as subprime mortgage lenders are being squeezed by higher funding costs, weakening loan demand and rising delinquencies.
"Effective Dec. 5, Ownit closed its doors, and we are no longer able to fund or process your loans," the company said on a recorded telephone message. "We apologize for any inconvenience."
more...
Subprime lender Ownit Mortgage shuts down
Dec 6, 2006
http://www.marketwatch.com/news/story/subprime-lender-ownit-mortgage-shuts/story.aspx?guid=%7BF201AE5C-F0D5-4DE6-8471-197B09864C5C%7D
---> Home prices drop 44 percent in Fort Myers-Cape Coral, Florida !!! <----
======Last modified: November 29. 2006 5:26AM
Home prices drop 18 percent
By STEPHEN FRATER and MICHAEL POLLICK
Prices remain the story in home sales, with Sarasota-Bradenton prices falling 18 percent in October, the second biggest drop in the state.
The median sales price in the Sarasota-Bradenton market was $277,900 last month, compared with $340,700 during the same month in booming 2005.
The Charlotte County-North Port market was not far behind, with a drop of 17 percent, from $243,900 to $202,800.
Only Fort Myers-Cape Coral took a bigger fall, posting a 44 percent decline in median sales price, from $445,100 to $249,200, the Florida Association of Realtors reported on Tuesday.
The median is the point where half the homes sold for more and half for less.
Those numbers came against the backdrop of a national decline in sales price of 3.5 percent, to $221,000, the biggest year-over-year drop on record. It marked the third straight month that prices have fallen nationally, the longest stretch on record.
Home price have been declining in Sarasota-Bradenton since June.
more: (http://www.heraldtribune.com/apps/pbcs.dll/article?AID=/20061129/BUSINESS/611290461)
Median home prices drop a whopping 44% in Ft. Myers FL
+++++++++++
I posted that a week ago.just sayin.
************
dEAR bUZZ sAW,
a REALLY FUNNY pIC! nICE jOB OF pOKIN THE bEAR.
_____________
Hi Butch, where have you been? Glad your back. (:
Why would you try to convince her your offer is "fair". Just make the offer, tell your realtor that's all you can pay and leave it at that.
If she's desperate enough, she'll take it, if not find another who is desperate or realistic enough.
I disagree with the last poster in some respects. Yes, I wouldn't try to argue with her that the offer is fair. Instead, I would show all the facts to describe that the offer is as fair as she will get, and that the market out there isn't getting any better so she better take your offer. Heck, I would even include a graph or two to demonstrate the point if I thought she could read it, but she does sound pretty stupid. In addition to what you were going to put in the letter, try to find out what condos are selling for in the area per square foot. Make sure to include auction sales in that figure if you can find them, since those often show the best prices to bolster your case.
uknowwhoiyam,
I think Keith is referring to the sales pitch technique and the attitude of this guy. He's acting like a guy on the street who's selling fake Rolexes underneath his trenchcoat.
I think Keith is also implying that buying one house while the other house hasn't sold is a horrible idea. If your original house hasn't sold after 6 months, then what do you do? This guy is in Northern Virginia. I live in Maryland and head down there often. I can't tell you how overbuilt it is down there.
Geez pal, cut the dose....your way too twitchy and hard to believe your for real!
as the video started i had a starnge feeling it was some NoVa scum, sure enough..
You have some misplaced disgust. The realtors are simply exploiting stupid people which I consider essential to the well being of the human race.
It's your duty to exploit stupid people who buy houses now. Their inflated property taxes will to toward the common good of your community. The people who are going to be unfairly hurt by the upcoming crash are people who own stock or mortgage derivative bonds, The Rich! The stupid people who get hurt? Well, they deserve it. No bad there.
So what's the problem? What we have coming is a redistribution of wealth on a grand scale and perhaps a greater depression where Americans will have to pull in their manipulating military and start doing productive things instead of shuffling money around.
A very nice young man. I think he presented good information. There is nothing wrong with a bridge loan and buying a house.
Are all you people a bunch of bitter losers or something?
A bunch of jealous wannabes?
Get a grip and grow up!
"Can anyone please suggest anything else I can say to support my argument that a price from, say, 2004 might not be out of line?"
Yes. The most powerful thing you can do is to present her with a cash contract with a significant earnest money deposit made out to a Title Company of your choosing.
You could supplement this with actual research data showing recent closings of similar condos for the amount you're offering. I would hold this bit of info for a second attempt however.
In a cover letter that accompanies the contract and check, I'd merely list my name and just enough sparse personal information to illustrate you are ready, willing and able to do this deal and are intent on purchasing very soon.
Let the contract and the earnest money (preferably cashier's check made out to tittle co) do your talking for you.
SHE will be the one to negotiate herself, not you. Does she take a sure thing now, or hope and wait for an offer that may never come.
I love it how people will say that lawyers should be killed but then out of the other side of thier mouth bitch about the patriot act and how constitutional rights are being taken away.
I state this because my job as a lawyer is to defend constitutional rights. Get your head out of your ass.
A bunch of jealous wannabes?
***
Yes I am. I wanna be as stupid an clueless as you are.
defend constitutional rights
+++++++++++
do we still have those? which ones are left?
you are a hero.
703! Ha! Good luck in Northern VA..........
We really need a depression....
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