FLASH: HERE'S A PHOTO OF THE LINE OF PANICKED SAVERS OUTSIDE INDYMAC. THIS SCENE WILL BE REPEATED AT WAMU IN THE NEXT FEW DAYS. DON'T LET THIS BE YOU

And then Northern Rock came to America. In waves.

In my personal first-amendment protected opinion, WaMu will fail in the next few days. I have no financial interest in WaMu. I just want to make sure my readers, and their friends and family, know what's coming.

Do your own research. Come to your own conclusions.

The bank failures are here. Starting with the toxic lenders who fell in love with mortgage fraud and liar's loans.

Deal with it.

The bank failures are here.

IndyMac depositors line up for cash after seizure

PASADENA, California (Reuters) - Hundreds of worried IndyMac Bancorp Inc customers descended on the company's branches on Monday to withdraw their money, after regulators seized what was once one of the largest mortgage lenders in the United States.

Washington Mutual says its capital position is strong

SEATTLE (AP) -- Responding to a sharp plunge in its share price and investor worry about continued problems in the mortgage market, Washington Mutual says it has enough spare cash and strong capital ratios to handle the downturn.