I'm optimistic homes will one day again be affordable, safe investments that people live in, raise families in and never again consider lottery tickets and get-rich-quick schemes
I'm optimistic that the rampant corruption amongst realtors, investors, appraisers, builders, lenders, mortgage brokers, politicians and the NAR will be uncovered and dealt with severely
I'm optimistic that people worldwide will come to realize they were suckered into the biggest Ponzi Scheme of all time, and won't let it happen again (at least for a few generations)
I'm optimistic the housing and credit crash will end the out-of-control shallow consumerism running rampant in the developed world (and especially Scottsdale, Arizona)
I'm optimistic that George Bush will come to be seen as the worst president in US history, that our corrupt Congress will be ousted, and that the dysfunctional two-party stranglehold on American politics will be challenged
I'm optimistic that the media will be called to account for their disastrous performance on Iraq and the Housing Bubble, and that a new generation of reporters will make amends for the mistakes of their corrupted peers
I'm optimistic it'll be more expensive to rent one day than own (thus time to buy)
I'm optimistic people will see the NAR and realtors as a corrupt group of discredited lying hacks that should go the way of buggy whip salesmen
I'm optimistic people will have to have a down payment and income verification before being able take on the responsibility of home ownership
I'm optimistic that Generation X and Generation Y will wake the fu*k up and do something about the out of control entitlements mess doomed to bankrupt America
I'm optimistic that the housing crash will serve as a serious and memorable wake up call for a world on a decidedly wrong track
Now take the flipside of all of those points. Wouldn't maintaining the status quo and doing nothing to fix what's wrong be incredibly pessimistic and destructive?