How do you stop the crack smoker from smoking crack?
How do you stop the gambler from gambling?
How do you stop the Bush voter from voting?
And how do you stop the poor dumb guy from taking out a $1,500,000 loan with no money down?
Exhibit A:
"I make $50,000 as a schoolteacher," he says. "There's no way I should have been approved for loans that big."
