It wasn't "your home". It never was. You couldn't afford it. You never should have been approved for the loan. You probably committed mortgage fraud to get it. You got caught up in Angelo Mozilo's profit-at-any-cost mortgage-fraud-galore Ponzi Scheme. You believed The Big Lie. You believed debt equaled wealth. And you believed you could live like you were rich.
So let this be your wake up call. Your home is worth nowhere near what you paid. Nowhere near. Your choice now is to simply turn in the keys, walk away, start over and rent (for a fraction of the cost of 'owning'), or you can continue to live the Big Lie, because of your ego and your pride. And those swell granite counter tops of course.
Walk away Homedebtors. Send Angelo the keys. Get on with your lives.
This game is over.
And take some solace in the fact as you start your life over, Angelo Mozilo himself will soon be on his way to jail, his riches confiscated, his reputation in tatters.
Every dog has his day.