You can't bail out a "homeowner". They truly own their homes.
You can't assist a "homeowner" with a mortgage - they don't have mortgages.
You generally can't kick a "homeowner" out of their home - they own it.
"Homeowners" don't have toxic loans, and haven't been taken advantage of by unscrupulous mortgage brokers. Again, they own their homes.
Stop insulting true homeowners. Stop confusing owners with "debtors". And start doing a better f*cking job. You are failing America.