How much money has being right on housing and finance these past few years saved you?
Add it up:
The house you didn't buy
The house you sold at the peak that's now depreciated
The commissions, fees and taxes you didn't pay
Your rental costs versus what a mortgage would've run ya
The REIC stocks you shorted or stocks you didn't buy
Take your best shot. I've gotta believe for some of you the number is HUGE. It pays to not be a sheeple. It pays to not listen to realtors on commission.