April 30, 2007
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A time capsule of the greatest financial mania in the history of mankind, told in real-time by regular folks and patriots. May future generations better understand the madness of crowds, and how power and money corrupt.
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18 comments:
You know, it really isn't rocket science or brain surgery. I am determined never to use a Realwhore. If they are smart enough to figure it out (An I don't think many of them are very smart), then so am I. I will not pay 6%, which can be thousands of dollars. These people should start looking into getting a real job.
I cry with joy. My saviors!!!
......All this time I didn't realize that true happiness and prosperity comes from realtors. Save me dear realtors!
I'll just bend over and grab my ankles so you can get to work.
Geez, I'm surprised these folks can buy a roll of toilet paper on their own.
OT- just had to comment. i've seen condo sign twirlers before, but this weekend i saw my first moving house guy! he looked like sponge bob squarepants, but instead was F'd bob squarehouse. he was surrounded by signs on the median and i seriously thought, wow, this is gonna be real bad...
"I'm a landlord, gardner and handyman"
and now you're a FB too.
Speaking of which!!!!
Can ANYONE give a short list of things that a person should look into or do if they are a first time buyer and ARE NOT using a realwhore? I think this should be a blog post all of its own, since this blog talks about HP and how to avoid it. I think it would be great to get some insight so that when the time is right, there is no need for a R-whore. Thanks.
In Nevada, the title company does all the paperwork, so a RE agent isn't needed at all. Sinis, once you have been pre-approved for a mortgage, the rest is just finding the right house. But I would not buy anything for the next 3 years at least (more like a decline for 10 years, instead of a sudden crash).
Sinis, Have a reputable inspector look the house over. Go to the bank to secure funds. Make sure the neighborhood is not full of third-world savages. Make sure there is not a lot of rental property in the neighborhood.
I have a feeling that after the blood in the streets stop running after the NAR's latest bubble debacle, realwhores will be looking for a new line of work...
Just wait until eBay residential listings start pumping at 10,000+ a day with FBs desperate to sell ;-)
The NAR will be relegated to buggy-whip status thereafter...
title company does all the paperwork
----------
The title company can f@ck you up.
Stacks and stacks of paperwork? I think not. The generic state promulgated purchase contract is usually about 10 pages, disclosures about 3-5, inspection notice 2-3. The only really lengthy documents in a typical residential transaction would be the Title Commitment (just look it over, if the Title co is insuring title, you are good to go), and the generic loan documents that are promulgated by HUD/Fannie/Freddie -- you can have a Realtor explain these to you, but if you try to cross anything out or make any modification whatsover, your loan won't get funded.
I get the feeling that it is no more work than filing, say, a tax return. Come on America, let us make this a DIY home buying/selling nation!
"I'm the landlord, the gardener, and the handyman."
Don't forget "actor" in that list as well. All of the people in these ads are actors. I figure that's because they have trouble finding real testimonials.
SUZANNE RESEARCHED THIS!
agagagagagaga.
Can ANYONE give a short list of things that a person should look into or do if they are a first time buyer and ARE NOT using a realwhore?
This may be the single, best advice you will ever receive: USE A BUYER'S AGENT.
I also prefer to have a real estate attorney review the paperwork and be present at the closing - the paperwork can change then.
Disregard this advice at your own risk.
What would the world do without REALTORS? That would be like a world without 8-track tapes, without travel agents, and without buggy whip salesmen
I don't know if society could survive!
How do you know when you're working with a realtwhore?
When you're upside-down in an overpriced $h!tb0x that nobody else wants at any price; when you're ambushed with numbers on a Hud-1 that have nothing to do with what you were told (only on the high side); when the toxic loan their co-located mortgage brokerage lied to you about has exploded; when you're on you're way to foreclosure and living on the street begging for loose change from members of the REIC as they zip past you in Benzs & Bemmers to & from Nordstroms; and when you find out that you paid thousands of dollars in unnecessary agent commissions, junk fees to their friends and hidden commissions to their mortgage broker buds all to just put YOU on the street via the $h!tb0x that nobody wants.
THATS WHEN YOU KNOW YOU'RE WORKING WITH A REALTWHORE
uknowwhoiyam said...
Can ANYONE give a short list of things that a person should look into or do if they are a first time buyer and ARE NOT using a realwhore?
This may be the single, best advice you will ever receive: USE A BUYER'S AGENT.
I also prefer to have a real estate attorney review the paperwork and be present at the closing - the paperwork can change then.
Disregard this advice at your own risk.
May 01, 2007 7:10 AM
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NO WAY STAY AWAY FROM BUYING AGENTS.
Do it all on you're own. Get a book about RE transactions, locate you're own home inspector who's certified by a national organization inspector cert organization; get you're own loan directly from a bank; do you're own online comp analysis with all the online tools; look over the neighborhood at different times of the day & night & different days of the week; pay a small fee for MLS access so you can see what the seller is doing to PAY OFF buying agents-then demand that amount off the proper COMP price; waive no contingency; demand that all repairs be made by people that YOU select/retain and that the repairs be done BEFORE the process moves forward; take you're time and do it right.
Agents are purely interested in getting paid could care less about how screwed you are by a bad deal. They will manipulate, lie and screw you in a heartbeat. They will collude with selling agents to discuss you're position and they will each work the parties the represent to get the deal to go despite the fact its contrary to the law.
Getting a buying agent just increases the cost of the transaction and opens you up to fraud in a huge way. DO NOT DO IT!!
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