Got a pulse? Great! Now you can get a zero down interest only no doc jumbo loan! Good god what happened to 20% down proven income loans? Has the world lost its mind?
Obtaining a mortgage loan used to be an ordeal that involved retrieving reams of tax returns, pay stubs and bank statements. Now, some critics contend, it is becoming a bit too easy, putting everyone from homeowners to certain bond investors at risk.
Mortgage lenders -- competing for customers who are lazy, pressed for time or reluctant to reveal their financial secrets -- have grown much less demanding about the amount of proof borrowers must provide about their earnings and assets.
November 17, 2005
Is getting a home loan becoming too easy?
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