tag:blogger.com,1999:blog-18675105.post1261516071433061200..comments2023-12-30T10:06:37.450+00:00Comments on HousingPANIC - The Housing Bubble Blog with an Attitude Problem, 2005 - 2008: HP'er comment of the year - "I think there is more to life than having more and better "stuff" than other people"bloggerhttp://www.blogger.com/profile/06585266242070350399noreply@blogger.comBlogger76125tag:blogger.com,1999:blog-18675105.post-34907428282964520832008-05-27T04:32:00.000+01:002008-05-27T04:32:00.000+01:00There are millions of people in the world that don...There are millions of people in the world that don't even have shelter or enough food daily . <BR/><BR/>A human can't even think about love and the higher values unless they have food in the belly . All the needs cost money . Have you ever seen people who aren't getting the basic needs met? <BR/><BR/>People who have the same amount of goods or security tend to flock to each other and have similar values and feel comfortable with each other . <BR/><BR/>Some people have to many assets and some people do not have enough . People feel very uncomfortable when they are around people that are starving or deprived . So much of what you get in life depends on the class you were born in and what the values were. <BR/><BR/>Life just isn't fair . When you see a healthy human you can see it right away . It's apparent when someone is a lazy-ass or mentally ill . It's normal to have goals and purpose in life . After you get food in the belly and shelter you move up the ranks of being able to have greater goals .<BR/><BR/>Money does provide freedom of more choices .Many people spend a lifetime working their asses off just to provide for children they brought into the world . Millions of people fight the traffic everyday to provide for children and themselves in spite of hating it. <BR/><BR/>The advertisers start trying to brainwash children from day one on what their needs are ,or what will make them cool or socially acceptable. <BR/><BR/>My advice is to just try to be true to yourself .Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-62053955202609923402008-05-26T02:13:00.000+01:002008-05-26T02:13:00.000+01:00Although im a workaholic high income finance perso...Although im a workaholic high income finance person I agree with you 100% all the toys and goods dont matter anymore. The memories of travel and friends is what counts, and the shared events. People are jealous of my "stuff" and I'm growing less interested in them by the day.....and so are friends of mineAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-79180160782983506752008-05-24T23:05:00.000+01:002008-05-24T23:05:00.000+01:00Hey Europeans, have you found your Beagle 2 Mars p...Hey Europeans, have you found your Beagle 2 Mars probe yet? bwahahahaa<BR/><BR/>Meanwhile, our Spirit and Opportunity rovers broke all distance records on Mars soil.<BR/><BR/>//en.wikipedia.org/wiki/Spirit_rover<BR/><BR/>DOPESAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-29074074288791652772008-05-24T22:08:00.000+01:002008-05-24T22:08:00.000+01:00From anonymous@7:59Go travel, go hike the Pacific ...From anonymous@7:59<BR/><BR/><I>Go travel, go hike the Pacific Trail, go backpack throughout Europe. Go learn a second language to stop faking intellectual. Bunch of hypocrite elitists.</I><BR/><BR/>Pacific Trail? Second language? What'sa matter, you too good to hang out with the guys at the corner bar? You hypocrite elitist!<BR/><BR/>Elitist: it's the new liberal.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-63647363101209311172008-05-24T20:27:00.000+01:002008-05-24T20:27:00.000+01:00Also, the Internet was invented in the US. But the...<I>Also, the Internet was invented in the US. But the Internet as you know it, the World Wide Web, was invented by an Englishman working in Switzerland</I><BR/><BR/>Revolutionary inventions open the gates for other countries to take a free ride, like EU. How many European inventions were only possible after Americans invented the Internet or Microchip? Funny, after the Americans build the foundation with something really revolutionary, Europeans want to look good by getting a free ride off our backs. WWW wouldn't exist without Internet or Microchip. Any doubt that Americans would soon invent WWW too. People wouldn't even think about WWW if it wasn't for the Internet being invented first.<BR/><BR/>Just like the Europeans are doing now by launching their own GPS satellite. Hey, aren't you going to say that you Europeans invented GPS too?<BR/><BR/>Oh, and one more thing, if you're a foreign scientist who comes to America seeking our infrastructure to invent something, while living or studying in our universities, to get an American citizenship and make a good living, your inventions are American.<BR/><BR/>What do you want? Do you think that you can come here, use EVERYTHING that took hundreds of years and trillions of dollars to built, and then turnaround to say that the invention comes from your previous country of origin, just because you have dual citizenship? Why don't you create inventions in your own country then? That goes to all of you from China, India, Russia, etc, who live, study, and create inventions in America.<BR/><BR/>So I say it again, If you Europeans use Internet, Cell Phone, Fiber Optics, Broadband, or ANYTHING that has a microchip in it, don't forget to kiss the American flag.<BR/><BR/>That's what happens when you live like a socialist. You're conditioned to be a freeloader while posing as intellectual.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-59225989099366225432008-05-24T19:59:00.000+01:002008-05-24T19:59:00.000+01:00On the other hand, if you enjoy exchanging ideas w...<I>On the other hand, if you enjoy exchanging ideas with others around the world, and your PC/broadband/iPhone are just tools to facilitate that exchange, then I see no hypocrisy.</I><BR/><BR/>We didn't need those tools in the past to interact, and they were once considered a luxury. If you're really detached from materialism, you don't need those tools. Go travel, go hike the Pacific Trail, go backpack throughout Europe. Go learn a second language to stop faking intellectual.<BR/><BR/>Bunch of hypocrite elitists.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-91339736117910379012008-05-24T15:46:00.000+01:002008-05-24T15:46:00.000+01:00the secret to happiness is to live a goal-oriented...the secret to happiness is to live a goal-oriented life.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-43474107692386870292008-05-24T09:16:00.000+01:002008-05-24T09:16:00.000+01:00From anonymous@9:32...You elitists are so full of ...From anonymous@9:32...<BR/><BR/><I>You elitists are so full of $hit. So in that case you don't need to be using a PC, using broadband, with air conditioner on, texting on your iPhones. Aren't you for simple things in life; aren't you against materialism?</I><BR/><BR/>What's material about the Internet? If you fetishize your computer, always needing the latest and fastest model for its own sake, then sure, that's materialist. On the other hand, if you enjoy exchanging ideas with others around the world, and your PC/broadband/iPhone are just tools to facilitate that exchange, then I see no hypocrisy.<BR/><BR/>(Also, the Internet was invented in the US. But the Internet as you know it, the World Wide Web, was invented by an Englishman working in Switzerland.)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-16102674935728228232008-05-24T05:37:00.000+01:002008-05-24T05:37:00.000+01:00In all this posting of comments and verbage only a...In all this posting of comments and verbage only about one person mentioned the real goal: DEBT FREE.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-49995786069383601582008-05-23T20:11:00.000+01:002008-05-23T20:11:00.000+01:00What's revolutionary about pizza or pasta? Does pi...What's revolutionary about pizza or pasta? <BR/><BR/>Does pizza creates more jobs or businesses than Internet, Cell Phones, PC, Microchips, Fiber Optics, GPS, Barcode, RFID, Laser, Broadband, Digital Data, American created music (i.e., Electronic, Jazz, Rock, Blues, Soul, R&B, Disco, Rap, Hip-Hop), etc, etc, etc?<BR/><BR/>Do pizza or pasta elevate the standard of living of people? Looking at China for the last 80 years, I guess not.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-32915880558288206462008-05-23T16:20:00.000+01:002008-05-23T16:20:00.000+01:00Libvet said, "you need to meet a better class of g...Libvet said, "you need to meet a better class of girls."<BR/><BR/>Nope. It's wholly biological. Given two people of like general attractiveness, if one has more sh*t or appears to have their sh*t together, they are more apt to attract more mates.<BR/><BR/>In fact, at its most base level, I would surmise that each and everything that is ever done or accomplished by anyone in this world is done solely for the purpose of attracting mates. <BR/><BR/>Heck, while war is fought for money and power, the desire for money and power does not exist in a vacuum, but is used primarily for the attraction of mates.<BR/><BR/>In sum, whether they know it, both men and women are guided by the c*ck - in the case of lesbians, maybe a c*ck substitute.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-22231111578579711412008-05-23T15:37:00.000+01:002008-05-23T15:37:00.000+01:00Anonymous said... Hmmmm... Call me crazy.....Since...Anonymous said... <BR/>Hmmmm... Call me crazy.....<BR/><BR/>Since I've made and lost small fortunes a few times over, I can tell you one thing: you have much more "friends", "pu**y, and closer "family" when you're at the top.<BR/>===========================<BR/><BR/> True, right up to the moment that they find out that (1.) You are not going to GIVE them any, and (2.) you are not going to LEAVE them any!<BR/> <BR/> Found out this simple truth some years ago after a major inheritance got dropped in my lap. Not having to worry about day-to-day bills is the best part about having money, NOT how much bling you can purchase with it!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-8370292766697060862008-05-23T12:57:00.000+01:002008-05-23T12:57:00.000+01:00Yhe is America baby and in America we need our stu...Yhe is America baby and in America we need our stuff! So leave us alone as we walk down that golden path to prosperity.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-76604053439257193652008-05-23T06:07:00.000+01:002008-05-23T06:07:00.000+01:00Since when is the internet a thing?Since when is the internet a thing?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-6086187634013107312008-05-23T06:05:00.000+01:002008-05-23T06:05:00.000+01:00I've met miserable rich people and deliriously hap...<I>I've met miserable rich people and deliriously happy poor people. Probably the least happy people though I've encountered in my travels are people who have money around them but feel like they can't get it, that they're locked out of prosperity.</I><BR/><BR/>I've met deliriously happy rich people and miserable poor people. Probably the happiest people though I've encountered are people who have money around them and have the acumen and luck to get it, and they rightfully reap the many benefits of prosperity.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-88629494235522754382008-05-23T04:29:00.000+01:002008-05-23T04:29:00.000+01:00I'm an HPer since Oct 07, am a happy renter, gotta...I'm an HPer since Oct 07, am a happy renter, gotta a great wife, killer job, have good but minimal stuff. I'm on a gravy train with biscuit wheels. I just wish I could get rid of this lousy ringworm infection on both calves! Thanks Keith for the great blog.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-42284033653538103502008-05-23T03:59:00.000+01:002008-05-23T03:59:00.000+01:00So Keith is a socialist. Who knew?So Keith is a socialist. Who knew?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-43405586328987038682008-05-23T02:40:00.000+01:002008-05-23T02:40:00.000+01:00Anon 6:41,"Internet - France"www is only Socket 80...Anon 6:41,<BR/><BR/>"Internet - France"<BR/><BR/>www is only Socket 80 on the Internet Protocol. As you can guess, many sockets in the range of 1-79 were assigned long before socket 80. Besides, where do you think Berners-Lee emigrated to after inventing WWW? The US, where capital formation was much more fluid. <BR/><BR/>"Pizza - China<BR/>Pasta - China"<BR/><BR/>Ever tried "Pizza" (a cheeseless pie without tomato source) or Pasta (noodle without tomato source) in a communist China state-owned restaurant? Well, if you arrive at the restaurant half an hour before closing, you will be told "shift is over" and you don't get to buy any of the food in the counter window . . . even if 5:30pm dinner time! That's a true story that I encountered numerous times when travelling in China visiting the old well-known Chinese restaurants that had been taken over by the communists and nationalized in 1949. I literally came half a world away, using historical travel guide and had those imbeciles slamming doors in my face because they are only wage slaves of the government. So I had to go across street and have dinners at the new capitalist restaurants, often opened by grand children whose grand parents used to be the owner of the well-known landmark restaurants before the communist take-over.<BR/><BR/>"Telecommunications - Germany"<BR/><BR/>Germany did not exist in the early 19th century as a singular unified state, so there wasn't a big government getting in the way by running socialism. <BR/><BR/>"Finance - Britian"<BR/><BR/>British financial capital owe its origin to immigraiton from the Netherlands. The capital markets eventually migrated to the US after the decline of British Empire. All three capital markets (Dutch, British and American) were cores of international capitalism.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-40137931664549415632008-05-23T01:58:00.000+01:002008-05-23T01:58:00.000+01:00The rich keep richin' and the poor keep bitchin'.The rich keep richin' and the poor keep bitchin'.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-5637985125972774632008-05-23T01:55:00.000+01:002008-05-23T01:55:00.000+01:00Yes, but lets keep this intel. on the down-low. I...Yes, but lets keep this intel. on the down-low. It's like telling everyone about a great secluded camping spot only to find it's overrun the next year by all the people you told.<BR/><BR/>If everyone was frugal then being frugal yourself and saving wouldn't get you anywhere relative to your peers.<BR/><BR/>Take Korea. Everyone cheaps out and saves money but all this excess money has to go somewhere, it WON'T just sit in a bank. So what happens? All this excess money just gets slurped up by real-estate. You're either buying junk you can have fun playing with or you're buying a boring 800 sq ft apartment for a million dollars.<BR/><BR/>Korea's average salaries are lower than us but their real-estate is more expensive? How does that work? Everyone just accumulates and retains wealth over generations to drive up real-estate mean-while everything else is cheap. All this achieves is a society where it's impossible shift ranks. You're either the male of the household and inherit the land or you're a woman who marries the male equivalent of another families wealth.<BR/><BR/>So you either have the US where people spend money on boats and junk or Korea where people spend money on RE. It's all the same as long as you follow your peers.<BR/><BR/>The only way to win is if all your peers are blowing money on junk WHILE you're saving. So convincing everyone else to save is not going to help you. You should convince people to SPEND, SPEND SPEND... THAT is in your best interest. <BR/><BR/>NFN NLNNFN_NLNhttps://www.blogger.com/profile/06001682958591046051noreply@blogger.comtag:blogger.com,1999:blog-18675105.post-77698281768561389862008-05-23T01:42:00.000+01:002008-05-23T01:42:00.000+01:00What's the point in being the richest man in the c...What's the point in being the richest man in the cemetery?<BR/><BR/>There are a lot of ways to become rich, but I've never admired the super-wealthy. From my point of view, legal or not, you would have to be a jerk to retain that kind of cash. Bill Gates can fight his guilt by spending his remaining years doling out spare funds to the needy, but only a true hole would have acquired it in the first place. I've walked away from great wealth twice in my life, not because the obtaining of it was illegal, but because in both cases the circumstances crossed a personal threshold of ethical behavior.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-50674703184422082842008-05-23T00:17:00.000+01:002008-05-23T00:17:00.000+01:00Alain De Botton wrote a fantastic book about this ...Alain De Botton wrote a fantastic book about this called "status anxiety". So many people these days want to have all the posessions they need to make their neighbour jealous, when buying consumer goods is not going to make you happy in the long term. Like people have said in this thread, you can't take it with you.<BR/><BR/>By shunning the game most people play you can truly live your life on your own terms, and surround yourself with people who value each other by the kind of value they add as people, and not their Hummer, huge energy-hungry house, fake tits or job.<BR/><BR/>I do value money, money is a precious resource that creates freedom and helps minimise the risk to your family (insurance, quality healthcare, etc) But accumulating money to buy crap to impress people you don't even know is pretty stupidAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-79955023211542531842008-05-22T22:39:00.000+01:002008-05-22T22:39:00.000+01:00Anonymous said... The Internet as you know it (...Anonymous said...<BR/><BR/> The Internet as you know it (World Wide Web) was invented in France.<BR/><BR/>Actually:<BR/><BR/>The Internet began as a computer network of ARPA (ARPAnet) that linked computer networks at several universities and research laboratories in the United States.<BR/><BR/>The World Wide Web was developed in 1989 by English computer scientist Timothy Berners-Lee to enable information to be shared among internationally dispersed teams of researchers at the European Laboratory for Particle Physics (formerly known by the acronym CERN) near Geneva, Switzerland. It subsequently became a platform for related software development, and the numbers of linked computers and users grew rapidly to support a variety of endeavors, including a large business marketplace. Its further development is guided by the WWW Consortium based at the Massachusetts Institute of Technology in Cambridge, Massachusetts.<BR/><BR/>http://tinyurl.com/45x96w<BR/><BR/>It is the WWW that allows us to blog on Housing Panic with ease. The Internet was a pain in the ass prior to 1983. The search engines were Archie & Veronica and Mosaic (others). All ancient and All text based. <BR/><BR/>It is pretty easy to look sh*t up on the WWW before you answer. <BR/><BR/>JaneZAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-18675105.post-15143094180858708092008-05-22T22:38:00.000+01:002008-05-22T22:38:00.000+01:00"""Amazing how Americans always think they invente..."""Amazing how Americans always think they invented everything, really lots of dumb people living in the USA?<BR/><BR/>Internet - France<BR/>Pizza - China<BR/>Pasta - China<BR/>Telecommunications - Germany<BR/>Finance - Britian<BR/>...<BR/><BR/>Americans are simply the wage slaves us civilized countries use to work, shop, work, shop, work, shop ... so that we can live great lives in civilized countries."""<BR/><BR/>WOW! What a declaration of ignorance. <BR/><BR/>Internet - See post above...ARPAnet is all I have to say.<BR/>Pizza - This is difficult to argue...but China can claim no more being the birth-place of pizza than any other nation. It is a culmination of culinary culture from around the world. Ancient Greece has just as much claim to pizza if not more than china. <BR/>Pasta - China<BR/>Telecommunications - Google Alfred Vail, Samuel Morse, Alexander Graham Bell (All American) before making a statement this dumb again. <BR/>Finance - This is such a broad topic but I am positive whatever specific topic in finance you claim Britain invented I could probably show you an example from the old testament...B.C. = a realy long time before Britain ever became civilized.jazzmanferghttps://www.blogger.com/profile/00962881368580775799noreply@blogger.comtag:blogger.com,1999:blog-18675105.post-70056179056000453622008-05-22T22:10:00.000+01:002008-05-22T22:10:00.000+01:00this past weekend, my wife and i visited my sister...this past weekend, my wife and i visited my sister-in-law and ended up spending $700 for a 2 day stay. my thinking was, man for $700 i could have gotten a ps3 or a dslr. my wife's was, we havent seen her new apartment in the two years she's been there.<BR/><BR/>i'd say generally, my thinking is that of most american consumers (americans practically no longer exist according to msm, it's always "the american consumer"). in my circle of friends it usually comes down to materialism. we just got a random 2% raise at work, my coworker- "sweet, that will pay for the new hdtv i want." <BR/>want a new xbox- dude just work 10 hours of overtime.<BR/>no thanksAnonymousnoreply@blogger.com